Terms of Use

Last updated October 12, 2026. By using this site you agree to these terms.

Estimates only

The calculators and articles on this site are for general education. Results are estimates based on the numbers you enter and on simplifying assumptions. They are not financial, investment, tax or legal advice, and they are not an offer or commitment to lend.

Verify all figures with original documents, your lender, a licensed appraiser and your own advisors before you make any decision.

No warranty

We work to keep the formulas and content accurate, but the site is provided as is, without warranties of any kind. We are not liable for any loss or damage arising from your use of the site or reliance on its results.

Use of the site

You may use the calculators for personal and business purposes. Do not copy the site's content in bulk, interfere with its operation, or use it for anything unlawful.

Links to other websites are provided for convenience. We are not responsible for their content.

Changes

We may update these terms and the site at any time. The date at the top shows the latest version.